Last Updated: December 31, 2025

 

 

1. INTRODUCTION AND ACCEPTANCE OF TERMS

These Terms of Use ("Terms," "Agreement," or "TOU") constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you," "your," or "user") and Cyprus Estate Haven, a company registered in Cyprus ("we," "us," "our," or "Company").

1.1 What This Agreement Governs

This Agreement governs your access to and use of the website located at cyprusestatehaven.com (the "Website"), including all associated pages, services, tools, information, resources, and any other content or media provided through the Website (collectively, the "Service").

 

By accessing, browsing, or using any part of the Website, you are acknowledging that:

 

• You have read and fully understand these Terms of Use

• You agree to be legally bound by these Terms

• You agree to comply with all applicable laws and regulations

• You acknowledge that you are at least 18 years of age

1.2 Website Accessibility

By using the Website, you represent and warrant that:

 

• You have the legal capacity to enter into this binding agreement

• You are not a person or entity prohibited from using this Website under applicable law

• Your access to the Website is not prohibited in your jurisdiction

• You agree to comply with all applicable laws in your country of residence and nationality

1.3 Modification of Terms

We reserve the right to modify these Terms at any time, in our sole discretion, without prior notice. Changes will become effective immediately upon posting to the Website. Your continued use of the Website following the posting of revised Terms means you accept and agree to the changes. It is your responsibility to review these Terms regularly for updates.

 

If you do not agree to any modified Terms, you must immediately cease using the Website.

 

 

2. NO LEGAL, FINANCIAL, OR INVESTMENT ADVICE

2.1 Educational Information Only

THE WEBSITE AND ALL INFORMATION PROVIDED THEREON ARE FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. The Website does not provide legal advice, financial advice, investment advice, tax advice, accounting advice, immigration advice, or any professional advisory services of any kind.

2.2 Important Disclaimers

Nothing contained on the Website:

 

• Constitutes or should be construed as a recommendation, solicitation, or offer to buy, sell, or invest in any security, property, fund, or investment product

• Is intended to form the basis of any contract or commitment

• Creates any legal, financial, investment, or advisory relationship between you and the Company

• Should be relied upon as professional advice of any nature

• Constitutes a substitute for advice from qualified professionals (legal, financial, tax, accounting, or immigration advisors)

2.3 Your Independent Investigation

You acknowledge that:

 

• All decisions regarding Cyprus residency investment programs and real estate transactions are complex and highly individual

• Prior to making any investment or legal decisions, you should consult with independent, qualified professionals including solicitors, financial advisors, tax advisors, and accountants in your jurisdiction

• The information on the Website may not reflect the most current legal, tax, or regulatory developments

• Regulations, requirements, and program terms may change at any time without notice

• Your personal circumstances, tax situation, and legal position are unique and require individual professional assessment

2.4 Investment Risk Acknowledgment

You acknowledge and understand that:

 

• All real estate investment carries significant financial risk, including potential loss of capital

• Property values may decrease as well as increase

• No investment return is guaranteed

• Cyprus property markets are subject to economic, political, and regulatory risks

• Residency program eligibility and requirements may change

• Past performance of real estate markets is not indicative of future results

• Currency fluctuations may affect the value of investments in EUR

 

 

3. INFORMATIONAL DISCLAIMER

3.1 Accuracy of Information

While we strive to provide accurate and current information, we make no representations or warranties regarding the accuracy, completeness, currency, or reliability of any information on the Website.

 

The information provided is general in nature and may not reflect the most current legal, regulatory, tax, or market conditions. Information may be outdated, incomplete, or subject to change without notice.

3.2 Third-Party Information

Some information on the Website may be sourced from third parties or based on third-party data. We do not guarantee the accuracy of third-party information and are not responsible for errors, omissions, or inaccuracies contained therein.

3.3 No Warranty

TO THE FULLEST EXTENT PERMITTED BY LAW:

 

THE WEBSITE AND ALL INFORMATION, SERVICES, AND MATERIALS PROVIDED THEREON ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

 

• Implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement

• Warranties regarding the accuracy, completeness, reliability, currency, or legality of the information

• Warranties regarding uninterrupted or error-free access to the Website

• Warranties that the Website is free from viruses, malware, or harmful code

• Warranties regarding the quality of any information, products, or services

3.4 Regulatory Compliance Disclosure

The Company is not licensed to provide financial advisory services, investment advisory services, legal services, or immigration services in any jurisdiction unless expressly licensed to do so. Services provided are limited to facilitating introductions and providing general informational support.

 

 

4. PERMITTED USE OF THE WEBSITE

4.1 License Grant

The Company grants you a limited, non-exclusive, non-transferable, and revocable license to use the Website for lawful purposes consistent with these Terms. This license does not permit you to:

 

• Reproduce, redistribute, or retransmit any content

• Modify, adapt, or create derivative works

• Decompile, reverse-engineer, or disassemble any code or technology

• Scrape, harvest, or automatically collect data

• Commercially exploit any content

• Use the Website for any illegal or unauthorized purpose

4.2 Acceptable Use

You agree to use the Website only in ways that:

 

• Comply with all applicable laws and regulations

• Do not violate the rights of the Company or third parties

• Do not cause harm to the Company or its services

• Do not interfere with the proper functioning of the Website

• Respect the intellectual property rights of others

4.3 Prohibited Activities

You agree that you will NOT use the Website to:

 

• Violate any applicable law, regulation, or court order

• Infringe on any intellectual property rights of others

• Harass, abuse, threaten, or defame any person or entity

• Transmit spam, unsolicited communications, or malicious code

• Engage in hacking, phishing, or other illegal activities

• Impersonate any person or entity

• Falsify credentials or misrepresent your identity or affiliation

• Collect personal information of others without authorization

• Excessively use system resources or bandwidth

• Circumvent access controls or security measures

• Use automated tools (bots, scrapers) without authorization

• Resell or redistribute any Website materials

• Use the Website in a manner that could damage, disable, or impair the Website

4.4 Enforcement

If you violate this Acceptable Use Policy, we may:

 

• Terminate your access to the Website immediately

• Remove any content you have posted

• Report your conduct to legal authorities

• Take civil or criminal legal action

• Pursue any other remedy available under law

 

 

5. INTELLECTUAL PROPERTY RIGHTS

5.1 Company Ownership

All content on the Website, including but not limited to text, graphics, logos, images, videos, icons, software, source code, layouts, and designs (the "Content"), is the exclusive property of the Company or its licensors and is protected by international copyright, trademark, and other intellectual property laws.

 

The Company and its licensors retain all rights, title, and interest in the Content.

5.2 Limited User License

You are granted a limited, personal, non-exclusive, non-transferable license to view and download Content solely for your own informational, non-commercial use, provided you:

 

• Do not remove or obscure any copyright, trademark, or proprietary notices

• Do not redistribute, republish, or commercialize any Content

• Do not create derivative works based on the Content

• Do not use Content for any illegal or unauthorized purpose

5.3 Restrictions on Use

You may NOT:

 

• Copy or print large quantities of Content

• Modify, adapt, translate, or create derivative works

• Use Content in presentations, publications, or commercial materials without written permission

• Link directly to Content files or use Content in framing or in-line linking

• Mirror the Website or create a competing website

• Republish Content on another website or platform

5.4 User Content

If you submit any content to the Website (including contact form submissions, messages, or inquiries) ("User Content"), you grant the Company a worldwide, non-exclusive, perpetual, royalty-free license to use, reproduce, modify, distribute, and display such User Content for the purposes of:

 

• Processing your inquiry or request

• Improving our services

• Internal analytics and quality assurance

• As required by law

 

You represent and warrant that:

 

• You own or have rights to all User Content you submit

• User Content does not infringe any third-party rights

• User Content complies with all applicable laws

5.5 Trademark Notice

The Company's name, logo, and all related marks and trade names are trademarks of the Company or its licensors. You may not use these trademarks without the Company's prior written consent.

 

 

6. LIMITATIONS OF LIABILITY

6.1 Disclaimer of Consequential Damages

TO THE FULLEST EXTENT PERMITTED BY LAW, NEITHER THE COMPANY NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS SHALL BE LIABLE FOR ANY:

 

• Indirect, incidental, special, consequential, punitive, or exemplary damages

• Loss of profits, revenue, data, or business opportunities

• Loss of goodwill or reputational harm

• Damages arising from unauthorized access to or alteration of your data

• Any damages caused by your reliance on information on the Website

 

This applies even if the Company has been advised of the possibility of such damages.

6.2 Liability Cap

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY'S TOTAL LIABILITY FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE WEBSITE SHALL NOT EXCEED €500 (FIVE HUNDRED EUROS) OR THE AMOUNT YOU PAID TO THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, WHICHEVER IS GREATER.

 

This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise) and even if the Company has been advised of the possibility of such damages.

6.3 Essential Services

Some jurisdictions do not permit the exclusion or limitation of liability for certain damages. To the extent that such exclusions or limitations are prohibited in your jurisdiction, the Company's liability shall be limited to the maximum extent permitted by applicable law.

6.4 Sole Remedy

Your sole and exclusive remedy for any dissatisfaction with the Website or these Terms is to cease using the Website.

 

 

7. USER ACCOUNTS AND CONTACT FORMS

7.1 Contact Information

By submitting your contact information through the Website (including name, email, phone number, or other details), you:

 

• Authorize the Company to contact you regarding your inquiry

• Agree to receive communications from the Company or its representatives

• Consent to the Company retaining your information as described in our Privacy Policy

• Represent that your contact information is accurate and that you have authority to provide it

7.2 Data Retention

The Company may retain your contact information and communications for:

 

• Processing and responding to your inquiry

• Compliance with legal obligations

• Internal record-keeping and quality assurance

• Contacting you regarding relevant services (subject to your consent preferences)

7.3 No Confidentiality

You acknowledge that information submitted through contact forms is not necessarily confidential unless specifically marked as such. The Company is not obligated to maintain the confidentiality of information provided through the Website.

7.4 Account Termination

The Company reserves the right to terminate your access to the Website at any time, for any reason, with or without notice.

 

 

8. THIRD-PARTY LINKS AND SERVICES

8.1 External Links

The Website may contain links to third-party websites, services, and resources ("Linked Sites"). The Company does not operate, control, or endorse any Linked Sites and is not responsible for:

 

• The content, accuracy, or reliability of Linked Sites

• The privacy practices of Linked Sites

• Any transactions or interactions with Linked Sites

• Any damages or losses arising from your use of Linked Sites

8.2 No Endorsement

Inclusion of a link does not constitute an endorsement, recommendation, or approval of any Linked Site. Your use of Linked Sites is at your own risk and subject to their terms of use and privacy policies.

8.3 Third-Party Services and Partners

The Company may provide information about third-party services, professionals, or service providers. The Company does not guarantee, endorse, or accept responsibility for:

 

• The qualifications, competence, or reliability of any third party

• The quality of any services provided by third parties

• Any disputes between you and any third party

• Compliance of third parties with applicable laws

 

You are solely responsible for independently verifying the credentials and qualifications of any professional advisor or service provider.

 

 

9. PRIVACY AND DATA PROTECTION

9.1 Privacy Policy

Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding your personal data. In the event of any conflict between these Terms and the Privacy Policy, the Privacy Policy shall control with respect to personal data matters.

9.2 GDPR Compliance

If you are located in the European Union or the European Economic Area, your personal data is processed in accordance with GDPR and our Privacy Policy. You have the right to:

 

• Access your personal data

• Request correction of inaccurate data

• Request deletion of your data (subject to legal obligations)

• Request restriction or objection to processing

• Data portability

• Lodge complaints with a supervisory authority

9.3 Cookies

The Website uses cookies and similar tracking technologies as described in our Cookie Policy. By using the Website, you consent to the use of cookies in accordance with our Cookie Policy and Privacy Policy.

9.4 Data Security

While we implement reasonable security measures, no data transmission over the internet is completely secure. We cannot guarantee the absolute security of any data transmitted to or through the Website. You use the Website at your own risk.

 

 

10. TERMINATION AND SUSPENSION

10.1 Termination by Company

The Company may terminate or suspend your access to the Website immediately, without notice or liability, if:

 

• You violate these Terms or any applicable law

• You engage in prohibited activities

• We reasonably believe that continued access would pose a legal or security risk

• Your conduct is harmful to the Company or other users

• We cease offering the Website

10.2 Termination by User

You may cease using the Website at any time by simply discontinuing your use.

10.3 Effect of Termination

Upon termination:

 

• Your license to use the Website terminates immediately

• You must cease all use of the Website

• Your obligations under these Terms survive termination

• Provisions regarding intellectual property, liability limitations, and dispute resolution remain in effect

 

 

11. REGULATIONS, LEGAL COMPLIANCE, AND INVESTMENT PROGRAM CHANGES

11.1 Regulatory Changes

The Cyprus Golden Visa program, related regulations, tax laws, and residency requirements are subject to change at any time by the Government of Cyprus or the European Union. The Company is not responsible for:

 

• Changes in regulations or program requirements

• Impact of regulatory changes on your residency or investment plans

• Delays in regulatory processing or approvals

• Denial or revocation of residency status by authorities

11.2 No Government Representation

The Company is a private advisory firm and does not represent or act on behalf of the Government of Cyprus or any government agency. The Company cannot guarantee:

 

• Approval of your residency application

• Specific processing timelines

• Specific outcomes or results

• That your investment will be successful

11.3 Government Decisions

All decisions regarding residency approval, investment eligibility, and compliance requirements are made solely by the relevant government authorities. The Company cannot influence or guarantee government decisions.

11.4 Program Liability Waiver

You acknowledge that participation in the Cyprus Golden Visa program or any real estate investment carries inherent risks, including the possibility of:

 

• Application denial without reason

• Program termination or modification

• Investment losses

• Regulatory changes adversely affecting your investment

• Property value depreciation

 

 

12. INDEMNIFICATION

12.1 User Indemnification

You agree to indemnify, defend, and hold harmless the Company and its directors, officers, employees, agents, and licensors from any claims, damages, losses, liabilities, or expenses (including attorney's fees) arising out of or related to:

 

• Your use of the Website

• Your violation of these Terms

• Your violation of any applicable law

• Your User Content

• Your infringement of any third-party intellectual property rights

• Any injury or damage to any third party resulting from your conduct

 

This indemnification obligation applies even if the Company has been advised of the possibility of such damages.

 

 

13. GOVERNING LAW AND DISPUTE RESOLUTION

13.1 Governing Law

These Terms and your use of the Website shall be governed by and construed in accordance with the laws of Cyprus, without regard to its conflict of law principles.

13.2 Jurisdiction

You agree that any legal action or proceeding arising out of these Terms or your use of the Website shall be exclusively subject to the jurisdiction of the courts of Cyprus. You hereby consent to the jurisdiction and venue of such courts and waive any objection based on inconvenient forum.

13.3 Dispute Resolution

Before initiating any legal action, you agree to attempt to resolve any dispute through informal negotiation. If negotiation fails, you agree to submit the dispute to binding arbitration under the Cyprus Arbitration Law.

13.4 Limitation Period

Any claim arising out of these Terms or your use of the Website must be brought within one (1) year of the date on which the cause of action arises, or it shall be barred.

13.5 No Class Action

You agree that any arbitration or legal proceedings shall be conducted on an individual basis and not as a class action, collective action, or representative action. You waive any right to participate in a class action against the Company.

 

 

14. GENERAL PROVISIONS

14.1 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or if not possible, severed. The remaining provisions shall remain in full force and effect.

14.2 Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and the Company regarding your use of the Website and supersede all prior negotiations, representations, and agreements.

14.3 No Waiver

The Company's failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision. No waiver is effective unless in writing and signed by an authorized representative of the Company.

14.4 Assignment

You may not assign or transfer these Terms or any rights under these Terms without the Company's prior written consent. Any unauthorized assignment is void. The Company may assign these Terms at any time without notice.

14.5 Survival

The following provisions survive termination of these Terms:

 

• Intellectual Property Rights (Section 5)

• Limitations of Liability (Section 6)

• Indemnification (Section 12)

• Governing Law and Dispute Resolution (Section 13)

• General Provisions (Section 14)

14.6 Relationship of Parties

Nothing in these Terms creates a partnership, joint venture, employment relationship, or agency relationship between you and the Company. Neither party has authority to bind the other or incur obligations on behalf of the other.

14.7 Notices

Any notices to you regarding these Terms may be provided by:

 

• Email to the address you provide

• Posting on the Website

• By mail to your address on file

 

Your notices to the Company should be sent to:

 

Cyprus Estate Haven
Email: legal@cyprusestatehaven.com

 

 

15. CONTACT INFORMATION

If you have questions about these Terms of Use, please contact us:

 

Company: Cyprus Estate Haven

 

Email: legal@cyprusestatehaven.com

 

Website: cyprusestatehaven.com

 

 

FINAL ACKNOWLEDGMENT

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE THIS WEBSITE.

 

 

 

These Terms of Use are effective as of December 31, 2025 and were last updated on December 31, 2025.